There are two well-known reliable travel centers in the U.S.: While most gas stations don’t cash checks anymore (due to the risk of check fraud) – many travel centers next to gas stations still do. Bear in mind – you will pay a flat fee ($3) for checks up to $1,000 – but the charge will double for checks over $1,000. At Walmart, you can cash government, tax, 401(k) distribution, insurance settlement, and cashier’s checks. Walmart : You can cash checks up to $5,000 at Walmart, but two-party personal checks are an exception – you can only cash them up to $200.There are numerous grocery stores all over the U.S. Local Retailers And Grocery StoresĪnother convenient way to cash a check is at a grocery store or your local retailer. The good news is that you don’t have to have an account with Regions Bank to cash a check (and you may even get discounts – for example right now they’re offering a $10 discount to cash your Tax Check). You will have to pay a fee of about 1% to 5% of the value of the check – and that may also depend on the type of check you have. and offer personal check cashing services. Regions Bank is another great option because they have many locations across the U.S. As long as funds are available, they can cash the check and deduct any fee from the cash you receive. It’s probably one of the easiest ways to cash a check – with a minimal charge, or for free.īy visiting the issuing bank, the teller will be able to look up the availability of funds immediately. You’ll be able to find the issuing bank info on the check itself, making things easier. If there’s a branch of the check writer’s bank nearby, you may also be able to cash your check there. Local credit unions will cash almost all the checks that a local bank can cash, so look up the ones in your area – and you’ll probably find plenty, as credit unions generally offer more locations. Banks are for-profit while credit unions are non-profit, which explains the lower fees. A Local Credit UnionĪ credit union is another excellent option for cashing a check – perhaps an even better one because they usually charge lower fees than banks, and don’t require you to maintain a substantial minimum balance. Many other check cashing options will include a small fee – but if your bank offers free check cashing service, it’s probably your best bet. In most institutions, account holders won’t be charged a fee for this service – and you can deposit your funds first, then withdraw the cash later. One of the best places to cash checks is your local bank. Here are the best places to cash checks you can go to today: In This Article 11 Best Places to Cash Checks Near Me (Fast, Inexpensive & Reliable) Read on to find out all you need to know! Lucky for you, today I’ll be telling you how and where to cash your checks fast without paying unnecessarily high fees. If you receive checks from various income sources – knowing how to cash personal checks conveniently and inexpensively is a must. In fact, if you’ve started a profitable side hustle and are receiving your first checks, you may be confused about how it all works. Well, you’d be surprised how many side hustles will pay you in checks! And when you see those checks pour through your mailbox ( that’s the dream!), you may want to cash them immediately.īut cashing a check can be a bit complicated. Generally speaking, Zelle is faster and more affordable than a money order.I know what you’re thinking – best places to cash checks!? Cashing a check in this day and age? Isn’t that a little… old school? Transaction limits vary depending on your bank, so check yours before deciding to use Zelle. Zelle: Zelle® is a free service offered by financial institutions across the country that lets you send and receive money, typically in a matter of minutes.On the flip side, recipients also pay a receiving fee. Wire transfer: Domestic wire transfers (about $25) are also more expensive than money orders, but they let you send more than $10,000 in quick fashion (international wire transfers are closer to $40).So if you need to send $8,000 for a car purchase, it might be cheaper to send one cashier’s check rather than eight money orders. However, cashier’s checks have much higher maximums. Cashier’s check: This is also a secure payment method, but they could be more expensive (around $10) than a money order.Personal checks, however, don’t charge a processing fee or require a trip to a distributor therefore, they’re quick and cheap on the sender’s end. Personal check: Personal checks are not guaranteed (if there’s not enough money in the sender’s account, then the check will bounce), so most business recipients prefer more secure payment methods - especially for larger sums of money.Here’s how they compare to other payment methods: But depending on your needs, it could be the right choice. Money orders aren’t the only way to send large sums of money.
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